8711 Surf Drive, Panama City Beach, FL 32408

$4,500,000
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Active
BEDS7 BATHS8 full 1 partial SQUARE FEET4,715 MLS#774047
STATUSActive PROPERTY TYPEResidential - Single Family

Property Description

7 bedroom, 8. 5 bath Gulf-front beach house in Panama City Beach with a heated private pool, parking for up to 9 vehicles, and no HOA restrictions. Built in 2025 and offered fully furnished, the home combines direct beachfront living, large gathering spaces, and high-end finishes for buyers seeking a luxury second home, private retreat, or income-producing property. The property has more than $200,000 already booked for 2026 and is projected to generate up to $400,000 annually. The main living area features an approximately 30 x 30 open layout designed for large groups, with Gulf views from nearly every angle. The chef's kitchen is centered around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with space for movie nights, games, a pool table, or air hockey. The primary suite includes 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge area with a coffee and wine bar. Freshly styled with more than $150,000 in designer furnishings, accessories, and custom window treatments, the home delivers a turnkey Gulf-front experience. Hurricane-impact windows, a 10-foot sliding glass door, and triple-pane Therma-Tru doors are designed to capture the views while adding protection from coastal weather. A commercial-grade fire suppression system with 24-hour monitoring adds another layer of safety throughout the home and outdoor spaces. Outdoor living is a major feature, with an approximately 30 x 25 beachfront deck overlooking a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area without blocking the Gulf view, and reinforced balcony railings provide added peace of mind. The lot extends all the way to the wet sand, creating a rare stretch of usable beachfront directly behind the home. There is also room for jet skis and other beach gear. Seller states this is the first beachfront home on Panama City Beach built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof designed to last 30 years or more. Located minutes from Pier Park and near the soon-to-open Tootsies, Top Golf, and Dolly Parton's Pirates Voyage. Buyer to verify all dimensions, bookings, income projections, and future development timelines.

8711 Surf Drive | MLS# 774047

This single family home located at 8711 Surf Drive, Panama City Beach, FL 32408 is currently listed for sale with an asking price of $4,500,000. This property was built in 2025 and has 7 bedrooms and 8 full and 1 partial baths with 4715 sq. ft. Search Panama City Beach real estate on ccharles.premierfl.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified E
Heating: Electric, ENERGY STAR Qualified Equipment
Home Style: Coastal
Lot Size: 0.28 Acres
Roof Type: Metal
Stories: 4.0
Taxes: $14,820
Year Built: 2025

Amenities

Storage
Covered Patio

Feature Descriptions

Appliances: ENERGY STAR Qualified Appliances, Gas Oven, Gas Range, Gas Water Heater
Community Features: Short Term Rental Allowed
Days on Site: 326
Door Features: Storm Door(s)
Exterior: HardiPlank Type, Concrete, Steel Frame
Lot: Paved
Parcel#: 30195-000-000
Patio/Porch: Balcony, Deck
Pool: Gunite, In Ground, Private
Security: Fire Sprinkler System
Sewer: Public Sewer
Swimming Pool: Yes
Utilities: Cable Connected, Electricity Available, High Speed Internet Available, Phone Connected
Waterfront: Gulf
Window: Storm Window(s)

Room Sizes

Storage Room: 10 X 10 Level - First
Den: 14 X 21 Level - Second
Kitchen: 14 X 24 Level - Second
Bedroom: 17 X 29 Level - Fourth
Bedroom: 10 X 22 Level - Fourth
Bedroom: 12 X 15 Level - Third
Bedroom: 12 X 14 Level - Third
Bedroom: 12 X 14 Level - Third
Bedroom: 11 X 14 Level - Second
Bedroom: 11 X 12 Level - Second
Bonus Room: 15 X 16 Level - First

Local Schools

High School: Arnold
Middle School: Breakfast Point
Elementary School: Breakfast Point

Listed By / Shown By

Listed By

Agency Name: Compass Florida, LLC

Shown By

Agent Name: Chris Charles
Agent Phone: (850) 866-3720
Agency Title: Premier Property Group

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Estimated Payment

$ 12,562.55 per month $10,015.05 Principal & Interest $1,235.00 Property Tax $1,312.50 Homeowner's Insurance

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