8711 Surf Drive, Panama City, FL 32408

$4,500,000
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Active
BEDS7 BATHS8 full 1 partial SQUARE FEET4,715 MLS#977364
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONNo Named Subdivision

Property Description

7 bedroom, 8.5 bath Gulf-front beach house in Panama City Beach with a heated private pool, parking for up to 9 vehicles, and no HOA restrictions. Built in 2025 and offered fully furnished, the home combines direct beachfront living, large gathering spaces, and high-end finishes for buyers seeking a luxury second home, private retreat, or income-producing property. The property has more than $200,000 already booked for 2026 and is projected to generate up to $400,000 annually.The main living area features an approximately 30 x 30 open layout designed for large groups, with Gulf views from nearly every angle. The chef's kitchen is centered around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with space for movie nights, games, a pool table, or air hockey. The primary suite includes 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge area with a coffee and wine bar.Freshly styled with more than $150,000 in designer furnishings, accessories, and custom window treatments, the home delivers a turnkey Gulf-front experience. Hurricane-impact windows, a 10-foot sliding glass door, and triple-pane Therma-Tru doors are designed to capture the views while adding protection from coastal weather. A commercial-grade fire suppression system with 24-hour monitoring adds another layer of safety throughout the home and outdoor spaces.Outdoor living is a major feature, with an approximately 30 x 25 beachfront deck overlooking a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area without blocking the Gulf view, and reinforced balcony railings provide added peace of mind. The lot extends all the way to the wet sand, creating a rare stretch of usable beachfront directly behind the home. There is also room for jet skis and other beach gear.Seller states this is the first beachfront home on Panama City Beach built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof designed to last 30 years or more. Located minutes from Pier Park and near the soon-to-open Tootsies, Top Golf, and Dolly Parton's Pirates Voyage. Buyer to verify all dimensions, bookings, income projections, and future development timelines.

8711 Surf Drive | MLS# 977364

This single family home located at 8711 Surf Drive, Panama City, FL 32408 is currently listed for sale with an asking price of $4,500,000. This property was built in 2025 and has 7 bedrooms and 8 full and 1 partial baths with 4715 sq. ft. Surf Drive is located in the No Named Subdivision subdivision. Search No Named Subdivision real estate on ccharles.premierfl.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Heating: Central
Home Style: Beach House
Lot Size: 0.28 Acres
Stories: 4.0
Taxes: $14,820
Year Built: 2025

Feature Descriptions

Appliances: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Elect
Days on Site: 326
Exterior: Balcony, Columns, Pool - Gunite Concrt
Exterior: Concrete, Frame, Siding CmntFbrHrdBrd
Financing Terms: Conventional
Flooring: Floor Tile
Foundation: Foundation On Piling
Interior: Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding, Kitchen Island, Newly Painted, Owners Closet, Pantry
Lot: Dead End, Flood Insurance Req, Survey Available
Lot Dimensions: Irregular
Parcel Number: 30195-000-000
Patio/Porch: Deck Covered, Deck Open, Patio Covered
Pool Features: Pool - In-Ground, Pool Type
Property Condition: Construction Complete
Road Frontage: County Road
Road Surface: Paved
Rooms Total: 12
Sewer: Public Sewer
Sub Type: Detached Single Family
Utilities: Electric, Gas - Natural, Public Water, TV Cable
Waterfront: Gulf
Window: Window Bay, Window Treatment All, Storm Windows

Room Sizes

Bonus Room: 15 X 16 Level - First
Bedroom: 11 X 12 Level - Second
Bedroom: 11 X 14 Level - Second
Bedroom: 12 X 14 Level - Third
Bedroom: 12 X 14 Level - Third
Bedroom: 12 X 15 Level - Third
Bedroom: 10 X 22 Level - Fourth
Primary Bedroom: 17 X 29 Level - Fourth
Kitchen: 14 X 24 Level - Second
Den: 14 X 21 Level - Second
Den: 11 X 21 Level - Third
Storage: 10 X 10 Level - First

Local Schools

High School: Arnold
Middle School: Breakfast Point
Elementary School: Breakfast Point

Listed By / Shown By

Listed By

Agency Name: Compass

Shown By

Agent Name: Chris Charles
Agent Phone: (850) 866-3720
Agency Title: Premier Property Group

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Estimated Payment

$ 12,562.55 per month $10,015.05 Principal & Interest $1,235.00 Property Tax $1,312.50 Homeowner's Insurance

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